Welcome to Clockwork Mortgages... Professional mortgage services and mortgage advice in Selkirk
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Clockwork Mortgages, 18 Channel Street, Galashiels, TD1 1BA
01896 668514


We search for the most suitable deal. We take care of all the paperwork. We make it easy to get the right mortgage. Talk to an expert mortgage adviser today!

First Time Buyer Mortgages
Buy To Let Mortgages
Home Mover Mortgages
Life Assurance
Critical Illness Cover
Income Protection
Mortgage Payment Protection
Buildings & Contents Insurance
ASU Cover

About Us
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We are a privately owned company, not backed by any product providers and therefore completely independent. Each adviser has over a decade of experience of working within the mortgage industry.

Our clients range from first time buyers to high net worth portfolio landlords to offshore property investors. We understand that everyone is different which is why we provide each client with a bespoke service. We are happy to deal with you in the most suitable and convenient way: either in person, over the phone, via email or by post.

It is not just mortgages that we can help with. Our advisers can search the whole of the market to ensure that your protection needs are met. We can also help with your Buildings, Contents and Accident Sickness and Unemployment needs using our preferred provider, Legal & General.  It is essential to have the correct amount of cover in place to suit your budget.  We understand the compromise between what you would like to have in place and what you can afford.  Therefore we work with you to provide the maximum amount of relevant cover to fit within the budget you have set.

Before undertaking any work on your behalf, we offer a free initial discussion which is without obligation.  Once we have a detailed understanding of your background and requirements, we are able to give a full recommendation tailored to your individual circumstances.

We take the complexities out of fulfilling your requirements by completing forms and liaising with third parties, keeping you fully updated throughout the application process and helping to ensure your timescales are met. Our relationship with our clients does not end on completion of your mortgage or your cover being in place. We will contact you at strategic dates to inform you of your rate expiry date and to reassess your protection and insurance needs.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Clockwork Mortgages is a trading name of Ewan David Barrowclough, 18 Channel Street, Galashiels, TD1 1BA, who is authorised and regulated by the Financial Conduct Authority number 499804.

Clockwork Mortgages offers Mortgages and Protection from the whole of market and Buildings and Contents from a range of insurers. There is a charge for mortgage advice.
That fee is £295, in which £100 is payable at the initial meeting with the remaining £195 payable within 7 days of the mortgage offer, we also receive commission from the lender.

There is no charge for Protection or insurance advice. We receive a commission from the Provider.

The information on this website is for the use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which has access to it.